Introducing a new kind of contract.

Get the products that you love, on your own terms.

 

iStore and FNB now give you the option of buying your Apple product on a payment plan at a reduced interest rate.

Your qualifying FNB credit card will be charged for the full amount of your purchase which will be transferred to your budget facility where the reduced interest rate of 8.75% will be applied to your monthly instalments.

After 12 or 24 months you’ll have the choice to trade in your new product, which will offset your outstanding instalments and allow you to purchase a new product. Or you can simply continue with your instalments for the rest of your payment term.

Here’s how it works:

  •  

    Purchase your Apple product on selected FNB credit cards.

  •  

    Full amount of your purchase comes off your straight facility.

  •  

    Purchase amount transferred to budget facility within 3-5 working days.

  •  

    8.75% interest rate is applied on monthly installments.

Say hello to a new Apple product every year.

    •  
    • Pay with FNB Credit Card

    Purchase your Apple product on selected FNB credit cards.

  • >
    •  
    • Sim deal Any network

    Add any SIM only deal from any major network, or keep your current SIM and number. Or opt to skip this step.

  • >
    •  
    • Trade up After 12 months

    Trade-in your product after 12 months and use it to offset the purchase of a newer one.

  • iPhone 11

    FROM

    R495PM

    for 37 months on

    FNB Credit Card

    Only available in Store

    iPhone 11

    • Trade-in after 24 months

      • iPhone 11

        64GB

      • R495PM

      For 37 months on FNB Credit Card

    • Trade-in after 12 months

      • iPhone 11

        64GB

      • R759PM

      For 23 months on FNB Credit Card

     

    Choose your network.

    Add a SIM only contract from only:

    • R179PMx24

      on Vodacom Smart XS+

      SIM only contract

    • R199PMx24

      on MTN Made for Me S

      SIM only contract

    • R100PMx24

      on Telkom FreeMe 1GB

      SIM only contract

 

See more iPhone 11 deals

  • Trade-in after 24 months

  • Trade-in after 12 months

  • Trade-in after 24 months

    • iPhone 11 Pro

      64GB

    • R696PM

    For 37 months on FNB Credit Card

  • iPhone 11 Pro

  • Trade-in after 12 months

    • iPhone 11 Pro

      64GB

    • R1067PM

    For 23 months on FNB Credit Card

  • Trade-in after 24 months

    • iPhone 11 Pro Max

      64GB

    • R774PM

    For 37 months on FNB Credit Card

  • iPhone 11 Pro Max

  • Trade-in after 12 months

    • iPhone 11 Pro Max

      64GB

    • R1185PM

    For 23 months on FNB Credit Card

Additional SIM only options.

  • R229PMx24

    on Vodacom Smart S+

    200 Minutes | 200 SMS | 650 MB

    SIM only contract

    R329PMx24

    on Vodacom Smart M+

    400 Minutes | 400 SMS | 900 MB

    SIM only contract

  • R199PMx24

    for MTN Made for Me S

    100 Minutes | 100 SMS | 1GB (Anytime)
    and 1GB (Night Express)

    SIM only contract

    R249PMx24

    for MTN Made for Me M

    200 Minutes | 150 SMS | 1.5GB (Anytime)
    and 1.5GB (Night Express)

    SIM only contract

  • R100PMx24

    for Telkom FreeMe 1GB

    1GB

    SIM only contract

    R150PMx24

    for Telkom FreeMe 2GB

    2GB

    SIM only contract

More in-store

  • iPhone XR

    FROM

    R418PM

    for 37 months on

    FNB Credit Card

    Only available in Store

    iPhone XR

    • Trade-in after 24 months

      • iPhone XR

        64GB

      • R418PM

      For 37 months on FNB Credit Card

    • Trade-in after 12 months

      • iPhone XR

        64GB

      • R640PM

      For 23 months on FNB Credit Card

     

    Choose your network.

    Add a SIM only contract from only:

    • R179PMx24

      on Vodacom Smart XS+

      SIM only contract

    • R199PMx24

      on MTN Made for Me S

      SIM only contract

    • R100PMx24

      on Telkom FreeMe 1GB

      SIM only contract

 

See more iPhone X deals

  • Trade-in after 24 months

  • Trade-in after 12 months

  • Trade-in after 24 months

    • iPhone Xs

      64GB

    • R464PM

    For 37 months on FNB Credit Card

    • iPhone Xs

      256GB

    • R495PM

    For 37 months on FNB Credit Card

  • iPhone Xs

  • Trade-in after 12 months

    • iPhone Xs

      64GB

    • R711PM

    For 23 months on FNB Credit Card

    • iPhone Xs
      Max

      256GB

    • R901PM

    For 23 months on FNB Credit Card

Additional SIM only options.

  • R229PMx24

    on Vodacom Smart S+

    200 Minutes | 200 SMS | 650 MB

    SIM only contract

    R329PMx24

    on Vodacom Smart M+

    400 Minutes | 400 SMS | 900 MB

    SIM only contract

  • R199PMx24

    for MTN Made for Me S

    100 Minutes | 100 SMS | 1GB (Anytime)
    and 1GB (Night Express)

    SIM only contract

    R249PMx24

    for MTN Made for Me M

    200 Minutes | 150 SMS | 1.5GB (Anytime)
    and 1.5GB (Night Express)

    SIM only contract

  • R100PMx24

    for Telkom FreeMe 1GB

    1GB

    SIM only contract

    R150PMx24

    for Telkom FreeMe 2GB

    2GB

    SIM only contract

More in-store

  • iPad 10.2-inch (7th Generation)

    FROM

    R206PM

    for 33 months on

    FNB Credit Card

    Only available in Store

    iPad 10.2-inch (7th Generation)

    • Trade-in after 24 months

      • iPad 10.2-inch (7th Generation)

        32GB | Wi-Fi

      • R206PM

      For 33 months on FNB Credit Card

    • Trade-in after 12 months

      • iPad 10.2-inch (7th Generation)

        32GB | Wi-Fi

      • R357PM

      For 18 months on FNB Credit Card

  • iPad Pro (11-inch)

    FROM

    R514PM

    for 33 months on

    FNB Credit Card

    Only available in Store

    iPad Pro (11-inch)

    • Trade-in after 24 months

      • iPad Pro (11-inch)

        64GB | Wi-Fi

      • R514PM

      For 33 months on FNB Credit Card

    • Trade-in after 12 months

      • iPad Pro (11-inch)

        64GB | Wi-Fi

      • R893PM

      For 18 months on FNB Credit Card

 
  • Trade-in after 24 months

  • Trade-in after 12 months

iPad
(5th Generation)

  • Trade-in after 24 months

    • iPad (5th Generation)

      32GB | Wi-Fi

    • R144PM

    For 32 months on FNB Credit Card

    • iPad (5th Generation)

      32GB | Wi-Fi + Cellular

    • R233PM

    For 32 months on FNB Credit Card

    • iPad (5th Generation)

      128GB | Wi-Fi

    • R222PM

    For 31 months on FNB Credit Card

    • iPad (5th Generation)

      128GB | Wi-Fi + Cellular

    • R295PM

    For 31 months on FNB Credit Card

  • iPad
    (5th Generation)

  • Trade-in after 12 months

    • iPad (5th Generation)

      32GB | Wi-Fi

    • R254PM

    For 17 months on FNB Credit Card

    • iPad (5th Generation)

      32GB | Wi-Fi + Cellular

    • R413PM

    For 17 months on FNB Credit Card

    • iPad (5th Generation)

      128GB | Wi-Fi

    • R381PM

    For 17 months on FNB Credit Card

    • iPad (5th Generation)

      128GB | Wi-Fi + Cellular

    • R508PM

    For 17 months on FNB Credit Card

iPad
(6th Generation)

  • Trade-in after 24 months

    • iPad (6th Generation)

      32GB | Wi-Fi

    • R215PM

    For 32 months on FNB Credit Card

    • iPad (6th Generation)

      32GB | Wi-Fi + Cellular

    • R310PM

    For 31 months on FNB Credit Card

    • iPad (6th Generation)

      128GB | Wi-Fi

    • R292PM

    For 31 months on FNB Credit Card

    • iPad (6th Generation)

      128GB | Wi-Fi + Cellular

    • R365PM

    For 31 months on FNB Credit Card

  • iPad
    (6th Generation)

  • Trade-in after 12 months

    • iPad (6th Generation)

      32GB | Wi-Fi

    • R381PM

    For 17 months on FNB Credit Card

    • iPad (6th Generation)

      32GB | Wi-Fi + Cellular

    • R533PM

    For 17 months on FNB Credit Card

    • iPad (6th Generation)

      128GB | Wi-Fi

    • R502PM

    For 17 months on FNB Credit Card

    • iPad(6th Generation)

      128GB | Wi-Fi + Cellular

    • R629PM

    For 17 months on FNB Credit Card

  • MacBook Pro 16-inch with Touch Bar

    FROM

    R1573PM

    for 31 months on

    FNB Credit Card

    Only available in Store

    MacBook Pro 16-inch with Touch Bar

    • Trade-in after 24 months

      • MacBook Pro
        16-inch

        2.6GHz | 16GB | 512GB

      • R1573PM

      For 31 months on FNB Credit Card

    • Trade-in after 12 months

      • MacBook Pro
        16-inch

        2.6GHz | 16GB | 512GB

      • R2891PM

      For 16 months on FNB Credit Card

 
  • Trade-in after 24 months

  • Trade-in after 12 months

iMac
(21-inch)

  • Trade-in after 24 months

    • iMac (21-inch)

      2.3GHz | 8GB | 1TB

    • R701PM

    For 31 months on FNB Credit Card

    • iMac (21-inch)

      3.0GHz | 8GB | 1TB | Retina 4K Display

    • R848PM

    For 31 months on FNB Credit Card

    • iMac (21-inch)

      3.4GHz | 8GB | 1TB | Retina 4K Display

    • R977PM

    For 31 months on FNB Credit Card

  • iMac
    (21-inch)

  • Trade-in after 12 months

    • iMac (21-inch)

      2.3GHz | 8GB | 1TB

    • R1276PM

    For 16 months on FNB Credit Card

    • iMac (21-inch)

      3.0GHz | 8GB | 1TB | Retina 4K Display

    • R1545PM

    For 16 months on FNB Credit Card

    • iMac (21-inch)

      3.4GHz | 8GB | 1TB | Retina 4K Display

    • R1779PM

    For 16 months on FNB Credit Card

iMac
(27-inch)

  • Trade-in after 24 months

    • iMac (27-inch)

      3.4GHz | 8GB | 1TB | Retina 5K Display

    • R1180PM

    For 31 months on FNB Credit Card

    • iMac (27-inch)

      3.5GHz | 8GB | 1TB | Retina 5K Display

    • R1290PM

    For 31 months on FNB Credit Card

    • iMac (27-inch)

      3.8GHz | 8GB | 2TB | Retina 5K Display

    • R1511PM

    For 31 months on FNB Credit Card

  • iMac
    (27-inch)

  • Trade-in after 12 months

    • iMac (27-inch)

      3.4GHz | 8GB | 1TB | Retina 5K Display

    • R2149PM

    For 16 months on FNB Credit Card

    • iMac (27-inch)

      3.5GHz | 8GB | 1TB | Retina 5K Display

    • R2350PM

    For 16 months on FNB Credit Card

    • iMac (27-inch)

      3.8GHz | 8GB | 2TB | Retina 5K Display

    • R2753PM

    For 16 months on FNB Credit Card

MacBook Pro
(13-inch)

  • Trade-in after 24 months

    • MacBook Pro (13-inch)

      2.3GHz | 8GB | 128GB

    • R696PM

    For 37 months on FNB Credit Card

    • MacBook Pro (13-inch)

      2.3GHz | 8GB | 256GB

    • R897PM

    For 37 months on FNB Credit Card

  • MacBook Pro
    (13-inch)

  • Trade-in after 12 months

    • MacBook Pro (13-inch)

      2.3GHz | 8GB | 128GB

    • R1396PM

    For 17 months on FNB Credit Card

    • MacBook Pro (13-inch)

      2.3GHz | 8GB | 256GB

    • R1589PM

    For 17 months on FNB Credit Card

MacBook Pro
(15-inch)

  • Trade-in after 24 months

    • MacBook Pro (15-inch)

      2.2GHz | 16GB | 256GB

    • R1251PM

    For 29 months on FNB Credit Card

  • MacBook Pro
    (15-inch)

  • Trade-in after 12 months

    • MacBook Pro (15-inch)

      2.2GHz | 16GB | 256GB

    • R2282PM

    For 15 months on FNB Credit Card

MacBook Pro
(13-inch)
with TouchBar

  • Trade-in after 24 months

    • MacBook Pro (13-inch) with TouchBar

      3.1GHz | 8GB | 256GB

    • R1058PM

    For 32 months on FNB Credit Card

    • MacBook Pro (13-inch) with TouchBar

      3.1GHz | 8GB | 512GB

    • R1166PM

    For 32 months on FNB Credit Card

    • MacBook Pro (13-inch) with TouchBar

      2.3GHz | 8GB | 256GB

    • R1148PM

    For 32 months on FNB Credit Card

    • MacBook Pro (13-inch) with TouchBar

      2.3GHz | 8GB | 512GB

    • R1255PM

    For 32 months on FNB Credit Card

  • MacBook Pro
    (13-inch)
    with TouchBar

  • Trade-in after 12 months

    • MacBook Pro (13-inch) with TouchBar

      3.1GHz | 8GB | 256GB

    • R1872PM

    For 17 months on FNB Credit Card

    • MacBook Pro (13-inch) with TouchBar

      3.1GHz | 8GB | 512GB

    • R2063PM

    For 17 months on FNB Credit Card

    • MacBook Pro (13-inch) with TouchBar

      2.3GHz | 8GB | 256GB

    • R2031PM

    For 17 months on FNB Credit Card

    • MacBook Pro (13-inch) with TouchBar

      2.3GHz | 8GB | 512GB

    • R2221PM

    For 17 months on FNB Credit Card

MacBook Pro
(15-inch)
with TouchBar

  • Trade-in after 24 months

    • MacBook Pro (15-inch) with TouchBar

      2.8GHz | 16GB | 256GB

    • R1485PM

    For 29 months on FNB Credit Card

    • MacBook Pro (15-inch) with TouchBar

      2.9GHz | 16GB | 512GB

    • R1739PM

    For 29 months on FNB Credit Card

    • MacBook Pro (15-inch) with TouchBar

      2.2GHz | 16GB | 256GB (2018)

    • R1642PM

    For 29 months on FNB Credit Card

    • MacBook Pro (15-inch) with TouchBar

      2.6GHz | 16GB | 512GB (2018)

    • R1915PM

    For 29 months on FNB Credit Card

  • MacBook Pro
    (15-inch)
    with TouchBar

  • Trade-in after 12 months

    • MacBook Pro (15-inch) with TouchBar

      2.8GHz | 16GB | 256GB

    • R2710PM

    For 15 months on FNB Credit Card

    • MacBook Pro (15-inch) with TouchBar

      2.9GHz | 16GB | 512GB

    • R3174PM

    For 15 months on FNB Credit Card

    • MacBook Pro (15-inch) with TouchBar

      2.2GHz | 16GB | 256GB (2018)

    • R2996PM

    For 15 months on FNB Credit Card

    • MacBook Pro (15-inch) with TouchBar

      2.6GHz | 16GB | 512GB (2018)

    • R3495PM

    For 15 months on FNB Credit Card

MacBook
(12-inch)

  • Trade-in after 24 months

    • MacBook (12-inch)

      1.2GHz | 8GB | 256GB

    • R811PM

    For 31 months on FNB Credit Card

    • MacBook (12-inch)

      1.3GHz | 8GB | 512GB

      Gold and Rose Gold

    • R996PM

    For 31 months on FNB Credit Card

  • MacBook Pro
    (12-inch)

  • Trade-in after 12 months

    • MacBook (12-inch)

      1.2GHz | 8GB | 256GB

    • R1569PM

    For 15 months on FNB Credit Card

    • MacBook (12-inch)

      1.3GHz | 8GB | 512GB

      Gold and Rose Gold

    • R1926PM

    For 15 months on FNB Credit Card

MacBook Air
(11-inch)

  • Trade-in after 24 months

    • MacBook Air (11-inch)

      1.6GHz | 4GB | 128GB

    • R406PM

    For 31 months on FNB Credit Card

  • MacBook Air
    (11-inch)

  • Trade-in after 12 months

    • MacBook Air (11-inch)

      1.6GHz | 4GB | 128GB

    • R739PM

    For 16 months on FNB Credit Card

MacBook Air
(13-inch)

  • Trade-in after 12 months

    • MacBook Air (13-inch)

      1.8GHz | 8GB | 128GB

    • R589PM

    For 31 months on FNB Credit Card

    • MacBook Air (13-inch)

      1.8GHz | 8GB | 256GB

    • R715PM

    For 31 months on FNB Credit Card

  • MacBook Air
    (13-inch)

  • Trade-in after 12 months

    • MacBook Air (13-inch)

      1.8GHz | 8GB | 128GB

    • R1075PM

    For 16 months on FNB Credit Card

    • MacBook Air (13-inch)

      1.8GHz | 8GB | 256GB

    • R1444PM

    For 16 months on FNB Credit Card

  • Apple Watch Series 5

    FROM

    R328PM

    for 27 months on

    FNB Credit Card

    Only available in Store

    Apple Watch Series 5

    • Trade-in after 24 months

      • Apple Watch Series 5

        40mm

      • R328PM

      For 27 months on FNB Credit Card

    • Trade-in after 12 months

      • Apple Watch Series 5

        40mm

      • R604PM

      For 14 months on FNB Credit Card

  • Apple Watch Series 3

    FROM

    R164PM

    for 27 months on

    FNB Credit Card

    Only available in Store

    Apple Watch Series 3

    • Trade-in after 24 months

      • Apple Watch Series 3

        38mm

      • R164PM

      For 27 months on FNB Credit Card

    • Trade-in after 12 months

      • Apple Watch Series 3

        38mm

      • R302PM

      For 14 months on FNB Credit Card

 
  • Trade-in after 24 months

  • Trade-in after 12 months

  • Trade-in after 24 months

    • Apple Watch Series 3

      38mm

    • R229PM

    For 27 months on FNB Credit Card

    • Apple Watch Series 3

      42mm

    • R250PM

    For 27 months on FNB Credit Card

  • Apple Watch Series 3

  • Trade-in after 12 months

    • Apple Watch Series 3

      38mm

    • R419PM

    For 14 months on FNB Credit Card

    • Apple Watch Series 3

      42mm

    • R457PM

    For 14 months on FNB Credit Card

Terms & conditions
First National Bank – a Division of FirstRand Bank Limited. An Authorised Financial Services and Credit Provider (NCRCP20)
Product and Campaign Terms & Conditions apply
**Difference between 24 months and the full budget period, i.e., 32 months for iPhone SE
*Only credit cards displayed qualify for the iStore FNB programme. FNB Fusion Cardholders and all Business Cardholders are excluded - note that this is not an exhaustive list.
*Trade in value dependant on condition of iPhone at time of trade-in. The value is determined by in store evaluation.
Trade-in terms and conditions Exclusive to iStore in South Africa. All rights reserved. Trade-in is completed in-store only. The value of the trade-in during the in-store valuation process is subject to the applicant being the lawful owner of the device and the device being in good working order, with no damage whatsoever to the screen, no liquid damage, no damage to the outer shell, including any scratches or small dents, and the device has not had any unauthorised repairs. iStore may decrease the amount of the trade-in valuation if the above conditions are not met or are found to be untrue. A reduced cashback amount will be paid if the working Apple charger/power cable does not accompany the device when trading it in. A second evaluation will be completed at the iStore central processing centre and should the second evaluation be significantly different to the in-store assessment the applicant will be contacted and offered an amended trade-in value or arrangements will be made to return the device. Assessment results are final. All user data must be removed from the device. One Mac may be traded in against one new/upgrade iPhone/Mac/iPad/Watch purchase, either on cash or cellular contract purchase if applicable. If the device to be traded in is linked to a cellular contract, the trade-in can only occur if the device you are trading is linked to a cellular contract older than 6 months, or no money is owed / outstanding towards the payment of the device. Should there be any money owing / outstanding on the device accepting these terms and conditions serves as a declaration that all outstanding money on the device or any obligation to the cellular network for this device will be settled in full, irrespective of whether the device is traded in before the contract expires. When you buy a new iPhone/Mac/iPad/Watch for cash, take out a new cellular contract, or upgrade an existing contract the trade in amount will be passed as cashback via Electronic Funds Transfer only. Payments will only be made into South African registered bank accounts. Should all above conditions be met allow 14 working days for the committed cash amount to be transferred. Device Trade-in will not be considered if the serial number on the device has been removed, damaged or hidden or if the device itself has been altered, tampered or meddled with in any way. iStore will not be held liable for any misrepresentation caused due to an unintentional copy error, and/or omission that may occur on any of our material. Only Apple products bought in South Africa from Authorised Resellers are eligible for trade-in at iStore E&OE.

For banking terms and condition, please refer to the following link

iStore & FNB Offer
These terms and conditions, together with the trade-in Terms and Conditions apply when purchasing an Apple product from iStore through the iStore & FNB Offer.

What is the iStore & FNB Offer?
It is a facility provided by FNB and iStore that gives you a trade-in opportunity at 12 or 24 months with an extended term to pay off your Apple product at a reduced interest rate.

Device payment
FNB will transfer the value of your selected products to a budget facility on your FNB credit card, over the budget instalment term at 10% interest, with an option to trade in at 12 or 24 months. The budget instalment will be payable as per the standard terms and conditions on your FNB credit card.

FNB Terms and Conditions
Visit the FNB website -> About FNB + Legal -> Promotions Terms and Conditions

General
iStore may change the terms and conditions for the iStore & FNB Offer as a result of changes in legislation, changes to the agreements with our suppliers, and/or changes to business rules. Please therefore keep yourself fully informed of the terms and conditions for the iStore & FNB Offer at all times, as this remains your responsibility.
You agree that we may share with FNB all your information, including information pertaining to the trade-in and this contract. We may also forward a copy of this contract to FNB.
Ownership of the device vests in the Customer and no third party shall have any right, title or interest in and to the device.
iStore shall at all times be entitled to cede its rights and delegate its obligations, in terms hereof, to any third party.
A reference to iStore means ZA Online Store (Pty) Ltd t/a iStore (Registration Number 2003/022401/07), its nominees, orders or assigns.

Your account for everything iStore.