Money Matters - Take control of you personal finances with these handy apps.


Money Matters

If you’ve never done it before, budgeting is a really helpful way to manage your finances better and plan for any future rainy days ahead! It can often seem like a tedious task to collate and disseminate every little detail (of which there are many), but lucky for you there are some really great apps out there to help you out with your financial planning. Here are two of our favourites:

22seven

22Seven

Download

Free

  This app is a locally developed budgeting and finance app (go SA!) that provides a really easy way of tracking your finances. It allows you to see all of your money in one place and personalise your budget by automatically pulling data from your account. It also shows you how to invest your money in smart ways. This private and secure platform is incredibly simple and easy to use, making it a winner for personal financial planning. 

 

Home Sync

Home Budget
with Sync 

Download

R79.99

  This app, which allows you to budget and manage your expenses, also has a nifty Family Sharing feature. It syncs the information automatically between different devices which means that you can coordinate bills and expenses with family or friends and work within a single budget. Each user can create their own budget and categorise their income and expenses over time as well as track their purchases in detail. This feature is also really great for housemates or students who live together and share household expenses like food, electricity and rent.
     
 Home Budget Sync

 

Tips on keeping your personal info safe

With so much of our financial transactions and exchanging of information taking place online on our iPhones and iPads, it is really important that we take the necessary measures to ensure that our data is protected. Here are a few simple ways to make sure that your personal data doesn’t get into the wrong hands. 

 

Make sure that you have a password on your iPhone or iPad

This is the first step to effectively stop people from accessing your data. With the iPhone 5S and later, you’ll also have the option of using Touch ID to scan your fingerprint to unlock your iPhone. If you like, you can adjust your settings so that all of your data is erased after 10 incorrect attempts at cracking your password. Just go to Settings > Touch ID & Passcode, enter your passcode and then scroll down to Erase Data. Just make sure you don’t accidentally do this yourself! 

 

Backup your data 

Regularly backing up all of your data is essential! Use iCloud Drive to back up wirelessly to iCloud or back up your iPhone or iPad to iTunes. That way you can ensure that all of your data is safely stored somewhere should your device go missing and you need to access it.

 

Check your privacy settings

The apps that you have installed on your iPhone or iPad all have access to different features or data. Some use the camera or others your photo’s. Each of them would have asked permission to access these but it’s easy to lose track. Go into Settings > Privacy and see which of your apps are accessing which information on your device and turn them on or off to suit the level of Privacy you wish to keep.

 

Keep track of your passwords

Keeping your information secure means having good passwords, but let’s be honest, with the number of passwords we have for all the things we do on our iPads and iPhones, it almost feels impossible to keep track of it all! 1Password is a really useful app which remembers all of our passwords and sensitive information like credit card details or ID numbers. You access it using one password so that you don’t have to remember all of the others. It can also help to generate strong, unique passwords. It keeps everything secure by using AES 256-bit encryption. This is a really fancy way of saying that all of your passwords are 100% safe within this app!

 

1Password

1Password

Download

Free

(Offers In-App Purchases)

  This app is a locally developed budgeting and finance app (go SA!) that provides a really easy way of tracking your finances. It allows you to see all of your money in one place and personalise your budget by automatically pulling data from your account. It also shows you how to invest your money in smart ways. This private and secure platform is incredibly simple and easy to use, making it a winner for personal financial planning. 

 

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